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How To Stay Motivated To Save Money This Year

Listen, we all know that saving money is an act that we should all do. Everyone should save for the future as it can ensure that you have enough money stashed away when you need it. The problem is that it’s very hard to stay motivated when saving money. You start to lose your motivation, …

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How To Do A No Spend January Challenge

This No Spend January Money Savings Challenge is the perfect way to get back on track with your finances after all the holiday spending. It helps you to reset your budget and reassess where your money is going. By now, you’ve likely heard of a monthly money savings challenge such as the 100 envelope challenge …

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Christmas Savings Challenge – How To Save $1,000 By Christmas!

This Christmas Savings Challenge is designed to help you save enough money to cover your entire Christmas budget. This includes everything from gift wrap to presents to put under the tree. Did you know that the average American household spends about $1,048 every year on Christmas? Did you also know that many of those households …

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How To Go Frugal and Live Simple

Most people who are from working families grow up money conscious. This often translates to “frugal” in their household, and that means limiting spending and saving money where possible, even in times you think it may be impossible. Right now, we’re in the middle of a pandemic, which means that there is a necessity in …

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Is Hobby Lobby Getting Rid of Their 40% off Coupon?

Hobby Lobby is known for their amazing and unique finds. Everything from craft supplies to home decor (I love their wall decor). One of my favorite things about Hobby Lobby is their 40% off coupon you can use on any regular priced item each week. It was one of the reasons I would shop there …

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How To Do The 52 Week $5 Challenge and Save $7,000 In A Year

If you are looking for an easy way to jumpstart your savings this year, this weekly $5 Challenge is it! How many times have you told yourself that you’d start saving and investing in your future? How many times have you talked yourself OUT of saving money but talked yourself INTO spending $10 at Starbucks? …

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How To Do The 100 Envelope Challenge and Save $5,000 In Less Than A Year

How does an extra $5,000 sound right about now? If you say that could change your life, you are not alone. The reality is, that money could truly be yours in as little as 100 days from now. Actually, $5,050 to be exact. By now, it’s likely you’ve heard about the 100 Envelope Challenge which …

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How To Get A Free $400 Just By Opening A Capital One Bank Account

If you were just thinking, “I could really use an extra $400 right now” then you’ve come to the right place!! Right now, you can score yourself a FREE $400 just for opening a new bank account. Oh, and it’s really easy to do!! Seriously, this is probably the easiest $400 I’ve ever made!! How …

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Practical Budgeting Tips for Christmas

Christmas is around the corner, and it’s time to start thinking about your seasonal budget. Firstly, you will compare your budget to last year and outline one that’s similar for the next few weeks, but what if you could save money for your budget and still offer gifts your family will love.  Make daily sacrifices …

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8 Ways to Save Money On Looking Your Best

Everyone wants to look good. It doesn’t matter who you are or what you do, there is something about looking good that boosts confidence and makes you feel like you’re ready to take on the world. However, some people think it’s only possible to look good if you purchase the most expensive items.  This is …

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How to Budget for the Unexpected

It’s so important to try to budget down to the penny. While this may seem almost obsessive, you just never know when an emergency could occur. The occasional unexpected expenses are inevitable. As many people live paycheck to paycheck, budgeting is one of the top priorities. These unexpected expenses can cause a lot of problems, …

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How to Improve Your Financial Status In Six Months Or Less

It is, of course, easier to dig yourself into financial problems than it is to dig yourself out. When you’re in a financial hole, it can feel like a lottery win will help you back to normality. But this isn’t really true. While that may be the quickest option, it’s not the only option. If …

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What To Do When Bankruptcy Feels Like the Only Option

If you’ve backed yourself into a financial corner, you aren’t alone. There are millions of Americans who are currently battling difficult financial situations, due to poor financial planning and money mismanagement. Outside of those debt-sufferers who are responsible for their own financial woes, remains a subpopulation of those faced with financial trouble, through no fault …

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