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How to Budget for the Unexpected

It’s so important to try to budget down to the penny. While this may seem almost obsessive, you just never know when an emergency could occur. The occasional unexpected expenses are inevitable. As many people live paycheck to paycheck, budgeting is one of the top priorities. These unexpected expenses can cause a lot of problems, …

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How to Improve Your Financial Status In Six Months Or Less

It is, of course, easier to dig yourself into financial problems than it is to dig yourself out. When you’re in a financial hole, it can feel like a lottery win will help you back to normality. But this isn’t really true. While that may be the quickest option, it’s not the only option. If …

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What To Do When Bankruptcy Feels Like the Only Option

If you’ve backed yourself into a financial corner, you aren’t alone. There are millions of Americans who are currently battling difficult financial situations, due to poor financial planning and money mismanagement. Outside of those debt-sufferers who are responsible for their own financial woes, remains a subpopulation of those faced with financial trouble, through no fault …

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When Skipping The Extended Warranty Can Actually Save You Money

If you’ve ever bought appliances, furniture, or electronic goods from a large retailer, then you’ve probably had this happen to you. Once you’ve made a decision about which appliance you’re about to purchase, the salesperson tries to sell you an extended warranty. Many people don’t realize what an extended warranty is. They just see their …

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Restoring Your Credit: 5 Best-Practices for Building Credit (And Salvaging Your Score)

Despite people’s best efforts, many check their credit score to find a number much lower than expected. There are numerous reasons your credit score could take a hit, from missed payments to new loan applications to unexpected life events leading to bankruptcy. Salvaging a damaged credit score can be challenging and overwhelming, especially when your …

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Debt Snowball Printable Worksheets

Track your monthly payments and debt payoff progress with these Free Debt Snowball Printable Worksheets. These worksheets make it easy to pay off debt quickly and visibly see your progress using the Dave Ramsey debt snowball method. How to Use The Snowball Method to Pay Off Debt Dave Ramsey’s Debt Snowball Method is a way …

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How We Got Our Kids to Do Their Chores Without Complaining

“But Whyyyyyyy?” If you have a child old enough to be assigned chores, you’ve probably heard that response far too many times. Trust me, I’ve been there with not just one kid, but two. Two boys that would rather spend time complaining about doing chores than just spend time getting them done. And let me …

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7 Tips for Reducing Car-Related Expenses For Bargain-Hunting Moms On-the-Go

As a mom, managing a consistently active schedule is part of the job. Between juggling after-school activities, personal hobbies, and family engagements, mothers understand the value of a reliable working vehicle. Cars serve many functions for busy parents, like acting as a storage unit for stain removers, fresh clothes, snacks, and other on-the-go essentials. As …

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Why Dave Ramsey’s Baby Steps Is Not For Everyone

When it comes to your money, there is no “one-size fits all” approach. While I do love Dave Ramsey and have followed his baby steps program for years, I am here to tell you, it’s not for everyone. Now, if you’ve landed here because you are a baby stepper yourself, you are probably rolling your …

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