Disclosure: I was provided Dave Ramsey’s FPU in exchange for this publication. The opinions expressed remain my own.
It’s officially been 3 weeks since my husband and I have jumped onto the money saving train and started taking at-home classes of Dave Ramsey’s Financial Peace University. If you have been following me on Instagram you have seen posts I’ve made about reading his books and I am excited to share this journey with you all.
As you all know the purpose behind my site is to save money on the items you regularly purchase with the money you already have. This certainly means to live on a budget. For me, our household has lived on one income since 2010 when our son was born and we have had to adjust to that loss of income. I won’t lie when I say it hasn’t been easy and I also won’t lie when I say over the years we’ve used credit cards to help us “get by” in times of need. That is why this program is PERFECT for us.
If you are not familiar with Dave Ramsey let me be the first to tell you that he is a GENIUS when it comes to money saving tips and the b-word: Budgeting! He is seriously the most amazing and informative person I’ve ever listened to. He is smart because he has been there done that and haven’t we all with the charging credit cards, living paycheck to paycheck, and getting ourselves into debt. He speaks from personal experience and I swear when he was talking to us in the first 3 weeks of our class! It was like he was physic and could see our everyday lives! Plus he is so entertaining and funny!
We chose the at home study kit so we could watch the episodes on our own time. Our lives are quite busy so this was something that worked our great for us!
We are currently on week 3 and over the last 3 weeks we’ve learned about how to get started in the Financial Peace University, how to put together a budget (especially how to do it with your partner) for those of you that are married, and how to put your budget into action.
So far my husband and I love this program. For the first time we have come together to do our monthly budget rather than just doing it myself and having my husband trust my judgment. We also no longer have credit cards (yep we totally cut those bad boys up you can see that image below) and we are paying down our debt which really isn’t much but in the end, it’s still debt.
As we progress further into the program I will be sure to keep you all updated. I am so impressed with this program and I just know it’s something I will do for the rest of my life. If you are interested in purchasing the Dave Ramsey Financial Peace University Home program you can get it on Dave Ramsey’s website for $159.00. If you have to use your credit card on one last purchase and get this kit! Don’t worry I won’t tell Dave. 😉 Think of it as an investment you will earn your money back on for the rest of your life!